Q: What are the penalties for writing a bad check?
A: Whether you pass bad checks accidentally or on purpose, stiff penalties may apply.

Q: Can unpaid dishonored checks affect credit.
A: Yes

Q: How can I determine whether an unpaid check or other credit  issue has been reported to the credit bureaus.
A: Anyone is entitled to receive one free credit file disclosure every 12 months from each of the nationwide consumer credit reporting companies - Equifax, Experian, & TransUnion - so if you order from only one company today you can still order from the other two companies at a later date. For more information about free credit reports click here.

Q: Why should a customer pay with a check?
A: Checks are a widely accepted form of payment, and
are also the most popular. Checks are considered to be
a low-cost payment method, that gives customers much
greater control, allowing for better budgeting.

Q: But hasn't check use been on the decline for some time?
A: The truth is that, even when given a number of payment options, many customers still choose to write
checks, making them the most popular & trusted form
of non-cash payment in America today.

Q: Is it not better for the consumer, to adopt new electronic
payment methods?
A: There is one thing time has shown, that is consumers want choices when it comes to payment options. Consumers, not financial institutions, should decide what payment options works best in their lives.